Guest Blog

Opportunities to break in are fast disappearing. Google seems to be closing on in launching a Google Home based product with a touchscreen which indicates that Google’s understanding of the smart home user experience is improving quickly. This is bad news for others like Essential (see here) that are looking to compete in this space as […]

The other morning I read that the Tide business current account is taking 7% of the market for new customer accounts. A big achievement for a bank that’s less than a year old. (Strictly speaking Tide isn’t a bank as the card is an electronic money product but that doesn’t really matter when you look at […]

This article aims to express what platform businesses are and how they intend to partner and collaborate with other platform businesses to deliver solutions to customers. It also deals with the limits of the current standardisation efforts, and how they can be counteracted by the deployment of artificial intelligence components in the system. It also […]

Dailymail.co.uk is the hub of celebrity gossip for millions of people in Western Europe and beyond. It is not the first place I would think of when it comes to groundbreaking technological research, but a survey outlining so-called First World Problems caught my eye last week. The top 20 includes a number of eye rollers; picking out […]

Facebook has launched a wireless VR headset that appears to be very similar to Oculus Gear which addresses a gap in its portfolio but does nothing to alleviate the issues that keep VR a niche segment. At the same time Apple has admitted that real AR is years away, explaining its (and almost everyone else’s) […]

The Chinese were first with the great transition from commodity money to paper money. They had the necessary technologies (you can’t have paper money without paper and you can’t do it at scale without printing) and, more importantly, they had the bureaucracy. “In 1260, Genghis’ grandson Kublai Khan became Emperor and determined that it was […]

Amazon looks to be the main beneficiary of the co-operation between Amazon and Microsoft which will see Alexa offer access to Cortana and vice-a-versa. Amazon and Microsoft are working on a co-operation where Windows 10 users will be able to get Cortana to open Alexa and perform its range of functions. Users of Amazon Echo products […]

A banker asked me, do I really believe fintech can change the banking business. I told him, let’s think about a typical bank account, its user gets one salary payment, pays a few bills and handles some card transactions each month, do you really need one-billion-dollar IT systems, 10,000 people and hundreds of branches to […]

I have often joked to colleagues and clients that I should write a book on why IT Services companies walk blindly into situations that lead to them having troubled accounts – and what they can do avoid such circumstances. Somehow, life kept getting in the way of this notion. However, having left my last company […]

Face ID will make or break this device. I have long believed that this year’s iPhone offerings will not trigger a super cycle of replacement but with a lukewarm reception for the iPhone 8 is likely to mean that it is up to the iPhone X to drive Apple’s bottom line beyond expectations. When I look […]
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