Guest Blog
Normally I write about something new that’s happening in payments but today I’m writing about something that isn’t happening! The other day I was thinking about what I want from a bank. The banks we have in the UK today are little changed from the model that has existed for decades; fundamentally it is branch […]
With ISIS finally having launched nationally in the U.S., many will be watching to track its success (or lack thereof). Yet, perhaps stakeholders should be turning their attention to another more promising mobile payment solution: MCX. Merchant Customer Exchange (MCX) represents a partnership of some of the largest U.S. retailers including Wal-Mart and Target. The […]
Hey look, a new acronym – this time LDO – which stands for Lean Digital Operator. At the recent ETIS gathering in Riga, Telecom Italia’s strategy director outlined the future business drivers for operators and their IT implications, and how this will force operator to be lean, and, you guessed it, digital. Which basically means […]
In the last couple of days I’ve been reading about an event that will, according to one publication, ‘send shivers down the spine of telecoms executives’ and was reported by CBS Moneywatch with the headline ‘Mobile industry starts turning upside down’. This is not Armageddon or a plague but a recent report from Ovum forecasting […]
Something that affects all of us in both our business and personal lives is password security. As we do more and more online, especially in the payments space, we have to remember an increasing number of passwords. It seems like every week there is another website security breach (and I always wonder about the ones […]
Once again, I am unimpressed. Another September Apple event, another iPhone release, and another missed opportunity to become a major player in the mobile payment space. Apple is taking steps towards getting into the payments game, but it is not nearly enough. Tim Cook and his team should be jumping in to the deep end […]
Roaming and Net Neutrality No more roaming charges – great. Not many complaints from consumers on that one. Goodbye to operators blocking Skype and YouTube on low speed connections – hooray it’s party time. Or maybe not. The European Union’s proposed legislation to enable a single European telecoms market is ambitious and, if passed into […]
It’s an exciting time to be working in payments. The market is experiencing a plethora of new providers; some will succeed, some will be acquired, some will sink without trace. But what determines who will be successful? New payment systems that succeed are ones that do it better than what went before or solve a […]
This summer proved to be a busy time for ISIS, the American based mobile wallet driven by Verizon, AT&T, and T-Mobile. News out of ISIS aims to further expand the reach and power of their mobile wallet offering but will it be enough to get both merchants and consumers on board? The Good News… In […]
At the start of summer I joined the throng in Nice for the annual TM Forum get together and catch up with old friends and hear about the latest and greatest happenings in the telecoms world. I asked fellow attendees what they thought of the event and the general view was that ‘the event was […]
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