Tag: Apple Pay

Someone just popped the mobile payments bubble

Someone just popped the mobile payments bubble

Written by on April 21, 2017 in Guest Blog with 0 Comments

Mobile Payments are going the wrong way. It appears that the usage of Apple Pay on the iPhone is now declining compared to where it was in June 2016, sending a worrying signal for the outlook for mobile payments in general. The most recent data from PYMNTS.com (see here) shows that both adoption of Apple Pay […]

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Results are in: Apple vs Australian banks – Apple wins

Results are in: Apple vs Australian banks – Apple wins

Written by on April 6, 2017 in Guest Blog with 0 Comments

A group of powerful Australian banks have lost their battle with Apple Pay after the country’s consumer commission denies their authorization to collectively bargain. A new ruling by the Australian Competition and Consumer Commission has denied a request by the Australian banks, Commonwealth Bank, Westpac, National Australia Bank, Adelaide and Bendigo Bank to bargain with […]

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Australia is the current battleground between Apple Pay and the banks

Australia is the current battleground between Apple Pay and the banks

Written by on February 13, 2017 in Guest Blog with 0 Comments

The Australian banking industry is in an increasingly bitter dispute. Things are starting to heat up down under in a fight over access to the iPhones NFC chip. This week Apple accused an Australian banking consortium of attempting to delay & block the expansion of Apple Pay into the country. In a statement received by […]

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More banks join Apple Pay in Australia in challenge to Big Four

More banks join Apple Pay in Australia in challenge to Big Four

Written by on February 10, 2017 in News with 0 Comments

SYDNEY (Reuters) – Macquarie Group and ING Direct on Friday said they would start using Apple Inc’s mobile payment service in Australia this month, hoping to snatch market share from the major retail banks through digital technology. So far only one of the major banks, Australia and New Zealand Banking Group, has adopted the Apple […]

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Australian regulator bars banks collective bargaining against Apple Pay

Australian regulator bars banks collective bargaining against Apple Pay

Written by on November 29, 2016 in News with 1 Comment

SYDNEY (Reuters) – Australia’s antitrust regulator said on Tuesday it is likely to deny four local banks permission to collectively bargain with Apple Inc in relation to its mobile digital payments system. But the preliminary decision was “finely balanced” and could be reversed if the banks make a convincing case before a final opinion is […]

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Apple Pay in the browser will be bigger than Apple Pay on your phone

Apple Pay in the browser will be bigger than Apple Pay on your phone

Written by on October 6, 2016 in Guest Blog with 0 Comments

As I am sure many of you will remember, the thing I was most wrong about – ever – on the Tomorrow’s Transactions blog was that I was convinced that Apple would not bother with an NFC interface for the iPhone. Luckily, my blog is not a blockchain, so I could go back and delete […]

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Wal-Mart rolls out its Pay service as payments arena gets more complex

Wal-Mart rolls out its Pay service as payments arena gets more complex

Written by on July 7, 2016 in News with 0 Comments

CHICAGO (Reuters) – Wal-Mart Stores Inc said on Wednesday it has completed the rollout of its Wal-Mart Pay mobile payment service across the United States and that 88 percent of transactions on the payment app are from repeat users. Overall transactions on the app, which the world’s largest retailer launched in December, jumped 45 percent […]

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Friction and frustration in payments – the state of UK contactless

Friction and frustration in payments – the state of UK contactless

Written by on May 11, 2016 in Billing & Payments, Guest Blog with 0 Comments

There’s been a lot of comment recently about the success of contactless payments in the UK. I’m a big fan of contactless payments, especially when they’re secured and tracked using Apple Pay. Contactless takes some of the friction out of paying and delivers a simpler consumer experience. However despite the growth in contactless, the reality […]

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When it comes to tickets, we search in vain for the true one click wonder

When it comes to tickets, we search in vain for the true one click wonder

Written by on May 4, 2016 in Billing & Payments, Guest Blog with 1 Comment

A funny thing happened on the way to the Tomorrow’s Transactions Forum. I arrived in good time (it’s always best to add on a few minutes to give yourself time to buy a ticket) for the 7.39 Flying Glacier to Waterloo via Misery and Degradation. Hurrah!When I got into the ticket hall I discovered that […]

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In payments, what do customers really, really want?

In payments, what do customers really, really want?

Written by on March 15, 2016 in Billing & Payments, Opinion with 0 Comments

When mobile payments first appeared, companies majored on the increased transaction speed. This, in our opinion, was ludicrous. Instead of a transaction time of 12 seconds, during which you can sort your bag out and ask the cashier whether he is having a nice day, transaction times could now be dramatically reduced. To about 10, […]

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