Tag: Mobile payments

On the spot with Subex

On the spot with Subex

Written by on November 21, 2014 in BillingViews, News with 0 Comments

At the recent Subex User Group conference I did a presentation that covered everything I thought was interesting or disruptive in the communications world over the next few years. Getting slightly distracted and carried away by a thesis on mobile payments, which I believe will be an extraordinarily interesting ‘arena’ to watch, I ran over time. Therefore […]

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Is the bank branch dead?

Is the bank branch dead?

Written by on November 17, 2014 in BillingViews, Guest Blog with 0 Comments

One of the most contentious subjects in UK retail banking is around branch closures. According to the Campaign for Community Banking Services, more than 8,000 UK bank branches have closed since 1990. This decline will continue (Lloyds has announced they are closing 200 more branches although curiously they are opening 50!) and potentially accelerate because […]

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Retailers look for a beacon this holiday season

Retailers look for a beacon this holiday season

Written by on November 13, 2014 in BillingViews, Opinion with 0 Comments

Halloween was a couple of weeks ago, and that can mean only one thing: The holiday shopping season is now upon us! Holiday lights, decorations and gifts have already been spotted on the shelves of many retailers, and that will only ramp up to a frenzy over the next few weeks. Many consumers will take […]

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P2P payments hit the jackpot

P2P payments hit the jackpot

Written by on October 30, 2014 in BillingViews, Opinion with 0 Comments

With all the hype about Apple Pay and whether or not it will be a huge success – recent news about some merchants shutting it off notwithstanding – people are finally looking at mobile devices as a viable way to pay for goods and services. It’s been a slow march to get to this point, […]

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Thwarting ApplePay – smart move?

Thwarting ApplePay – smart move?

Written by on October 27, 2014 in News with 0 Comments

Some retailers in the USA appear to be switching off their near field communications (NFC) payment terminals specifically to prevent iPhone 6 users attempting to pay with ApplePay. The report on MacRumors states that pharmacy chains RiteAid and CVS have intentionally thwarted Apple Pay. Google Wallet services are also being affected by the move. Neither chain signed […]

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A dystopian future filled with bank branches?

A dystopian future filled with bank branches?

Written by on October 8, 2014 in BillingViews, Guest Blog with 2 Comments

Recently The Economist published an article on Metro Bank and its strategic focus on bank branches. We hear much about the death of the branch but here is a bank building its entire strategy around the branch. And these branches (or ‘stores’ in Metro speak) are grand affairs, seemingly designed in the style of yesterday’s branches. […]

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PayPal to go it alone – we wonder why

PayPal to go it alone – we wonder why

Written by on October 7, 2014 in BillingViews, Opinion with 0 Comments

To the untrained eye, the impact that Apple’s late, possibly great, move into payments is having is astonishing. Just last week, PayPal and eBay announced that they would become two companies from next year, following a Board level strategic review. One has to wonder whether ‘strategic’ in this context should be spelt ‘panic stricken.’ Speculation […]

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Did Apple just win the payments game?

Did Apple just win the payments game?

Written by on September 30, 2014 in BillingViews, Opinion with 2 Comments

The short list for prizes for the most under-stated headline now includes this gem for our friends at Mobile Payments Today. It reads ‘MNOs face some uncertainty with mobile wallets.’ It should have included a cartoon of an executive having a panic attack, or being crushed by an Apple or having a panic attack because he […]

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Amex bites the mobile payment hand that feeds it

Amex bites the mobile payment hand that feeds it

Written by on September 18, 2014 in BillingViews, Opinion with 0 Comments

At Apple’s latest product unveiling, people might have oohed and aahed over the bigger iPhone 6 screens and the Apple Watch, but the big story was undoubtedly Apple Pay. It, more than anything else announced that morning, has the potential to be a real game changer. We’ve already devoted space to Apple Pay here, here […]

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Apple about to disrupt a whole new sector

Apple about to disrupt a whole new sector

Written by on September 10, 2014 in Opinion with 0 Comments

What an anti-climax! Most of the predictions about the big Apple announcement were remarkably accurate. Bigger iPhones and the Apple Watch that looks remarkably like, well, a watch. Ho hum. But wait, there was some news, also predicted, but of much greater significance than the new hardware – Apple Pay. My esteemed colleague, Jonathan Jensen, […]

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