Tag: Mobile payments

OTT Players Erode Telco Revenues – But are they Friend or Foe

OTT Players Erode Telco Revenues – But are they Friend or Foe

Written by on June 28, 2013 in BillingViews, Opinion with 0 Comments

My presentation at the ETIS Billing Working Group in Krackow. My theme – the choices that face telecoms operators as Over the Top players erode their revenues. From SMS to video, telcos revenues are under threat. Do they ignore, block, compete or partner?   Alex Leslie ETIS Krackow

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Break Apple’s Monopoly: Open App Payments Now

Break Apple’s Monopoly: Open App Payments Now

Written by on April 9, 2013 in BillingViews, Opinion with 0 Comments

I wanted to buy a cake for my little girl and Apple wouldn’t let me. Its failure left my daughter disappointed, me cursing Apple, and cost Apple’s ecosystem partner – the app developer – an in-app sale. Apple’s monopolistic choke hold over the mobile ecosystem needs to be seen as a brewing anti-trust issue and […]

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BillingViews Finds 15% of US Mobile Users Ready to Adopt Direct-to-Bill Mobile Payment

BillingViews Finds 15% of US Mobile Users Ready to Adopt Direct-to-Bill Mobile Payment

Written by on April 3, 2013 in BillingViews, Opinion with 3 Comments

Direct-to-bill Mobile Payment is subtly different from Direct-operator-billing. Its a form of consumer behavior where the mobile phone is used as a payment instrument and charges are placed directly on a mobile bill, thus displacing debit or credit card purchases. BillingViews has conducted a preliminary survey of 500 US mobile users – all AT&T Wireless, […]

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Direct-Operator-Billing vs Direct-to-Bill Mobile Payments

Direct-Operator-Billing vs Direct-to-Bill Mobile Payments

Written by on April 3, 2013 in BillingViews, Opinion with 0 Comments

Direct operator billing and direct-to-bill mobile payments are two different animals. Here’s a look at the subtle differences between the two models, why they matter, and a look at the initial results of our survey on U.S. mobile users’ readiness to adopt direct-to-bill mobile payments in lieu of credit and debit cards. Direct-Operator-Billing Is For […]

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Tip Jar Conspiracy Promotes NFC for Mobile Payments

Tip Jar Conspiracy Promotes NFC for Mobile Payments

Written by on March 29, 2013 in BillingViews, Opinion with 0 Comments

I’ve been obsessing over mobile payments and why NFC is allowed to remain a hurdle to their adoption. But now I think I’m onto something – it’s a conspiracy fomented by an army of devalued tip jars. No seriously, think about it. If you pay electronically, you receive no change, so you are less likely […]

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Can Better Product Definition Contain 3rd Party Charge Confusion?

Written by on March 5, 2013 in BillingViews, Opinion with 0 Comments

Wireless bills tend to be extremely confusing. Despite the fact that bill formatting has made great aesthetic strides, people are still confused about what’s on the bill. A big part of the reason is that product descriptions that end up on a bill don’t make much sense to people. Telecom operators have been great at […]

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Eliminate the POS and Optimize Loyalty in Mobile Payments

Written by on February 27, 2013 in BillingViews, Opinion with 0 Comments

Last week I made a passionate plea to mobile operators to take advantage of consumer and market lethargy in order to win in mobile payments. Since that writing, two events have occurred that have reinforced and added to those beliefs. First, waiting on POS upgrades is a waste of time, not only because being mobile […]

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Laziness Can Help Operators’ Steal Mobile Payment Show

Written by on February 22, 2013 in BillingViews, News with 0 Comments

Mobile pay chatter is heating up with MWC upon us. Too much of it is nonsense. All of the bickering over which mobile wallet will win is pointless. The argument that NFC has to be implemented across retailers for mobile pay to take off is tiresome. But there may be an opportunity for mobile operators […]

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NFC to Take a Back Seat?

Written by on January 3, 2013 in BillingViews, Opinion with 0 Comments

In the happy holiday turmoil you might have missed PayPal President, David Marcus’ blog in which he predicts that the “NFC payments debate will slowly die in 2013.” “Is tapping a phone on a terminal any easier than swiping a credit card?” he asks. You might think that we would agree wholeheartedly. NFC has been […]

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Cards and Cash to go, but not Immediately: report – Mobile Commerce Daily – Research

Written by on December 12, 2012 in BillingViews, News with 0 Comments

Generally, when high tech industries embrace a new technology they believe it will replace years or decades of accepted customer behaviour. Historically the new ‘silver bullet’ technology settles in amongst its peers and becomes one solution, not the solution. The same seemed to be happening in the world of payments, with a huge focus on […]

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